Dr. Bradley Foerster & Dr. Myria Petrou – RESPA Request for Information (Bank of Ann Arbor – Loan 500987) – April 19, 2026 Submission Record

Bank of Ann Arbor – Loan 500987
Date: April 19, 2026


Submission Summary

This submission documents a formal Request for Information under RESPA submitted to Bank of Ann Arbor regarding servicing and accounting of Loan 500987, including post-foreclosure accounting following the August 3, 2017 sheriff’s sale.

The request seeks a full reconciliation of the approximately $1.4 million credit bid, subsequent ledger entries in February–March 2018, and related tax reporting reflected in the Form 1099-C.


Recipients

  • Daniel Cherry, SVP Chief Compliance Officer (RESPA addressee)
  • Chuck Cracraft, Vice President & Mortgage Sales Manager (CC)
  • Timothy G. Marshall, President, CEO & Executive Chairman (CC)

Exhibits Referenced

  • Exhibit A: Sheriff’s Deeds (August 3, 2017)
  • Exhibit B: Loan Ledger (Feb–Mar 2018 Entries)
  • Exhibit C: Form 1099-C (Cancellation of Debt)



Submission Record – Image Exhibits

Exhibit 1 – RESPA Request Letter and Fax Confirmation (Page 1)
Exhibit 2 – RESPA Request Letter (Page 2)
Exhibit 3 – RESPA Request Letter (Page 3)
Exhibit 4 – RESPA Request Letter (Page 4)
Exhibit 5 – Fax Transmission Confirmation
Exhibit 6 – Submission Cover / Final Transmission Record

Notes

This submission constitutes formal notice under RESPA and triggers statutory obligations regarding loan servicing records, foreclosure accounting, and post-sale ledger reconciliation.

The request seeks a complete and line-by-line reconciliation of the approximately $1.4 million credit bid, subsequent servicing entries, and related tax reporting reflected in the Form 1099-C.

Author Image

Brad Foerster, MD PhD

Brad Foerster is a FOIA advocate documenting requests, transparency disputes, and accountability investigations involving public agencies, universities, police oversight, and Russia-Gate related inquiries. His work compiles original documents, timelines, and analysis of public records and institutional responses. Brad is also a board-certified radiologist, author of Town & Gown, and has published over 40 peer-reviewed articles. Brad lives in Potomac, Maryland with his family and is active in the Montgomery County Medical Society and the Takoma Park U.S. & World History Book Club.