Drs. Foerster and Petrou Submit Follow-Up RESPA Request to Bank of Ann Arbor Seeking Reconciliation of the $1.4 Million Sheriff’s Sale Credit Bid
For approximately two years, Dr. Bradley Foerster and Dr. Myria Petrou have sought records and clarification regarding reconciliation of the August 3, 2017 sheriff’s sale credit bids associated with 630 Geddes Ridge, 620 Geddes Ridge, and 1745 Brian Court, Ann Arbor, Michigan, subsequent servicing ledger adjustments, and related FDIC and Bank of Ann Arbor records.
On May 23, 2026, Dr. Bradley Foerster and Dr. Myria Petrou submitted a follow-up Request for Information to Bank of Ann Arbor pursuant to RESPA and Regulation X regarding Loan No. 500987 and reconciliation of the August 3, 2017 sheriff’s sale credit bid.
The correspondence responds directly to the Bank’s April 20, 2026 and May 5, 2026 letters, which stated that prior FDIC and servicing responses already addressed the requested issues and that no further response was required under Regulation X.
The May 23, 2026 follow-up clarifies that the request does not seek creation of a new narrative analysis, accounting reconstruction, or explanatory memorandum. Instead, it requests identification of the specific existing records or prior responses addressing or reconciling:
- the August 3, 2017 sheriff’s sale credit bids associated with the three properties totaling approximately $1.4 million;
- the February 26, 2018 principal reduction of approximately $1,151,261; and
- the March 2018 charge-off of approximately $294,675.
The submission states that review of prior FDIC responses and servicing materials did not identify documentation reconciling the August 3, 2017 sheriff’s sale credit bid with the February–March 2018 loan ledger entries cited by the Bank.
Attached to the correspondence were sworn affidavits from Dr. Bradley Foerster and Dr. Myria Petrou dated May 3, 2026. The affidavits summarize the August 3, 2017 sheriff’s sale, subsequent servicing ledger entries, and the unresolved reconciliation issue reflected in the available records.
The May 23, 2026 follow-up Request for Information additionally addresses Bank correspondence referencing February and March 2025 responses associated with FDIC complaints that Dr. Foerster and Dr. Petrou state they did not receive. The FDIC-related responses that were received were obtained only after United States Senate offices requested copies of the Bank’s responses associated with the FDIC complaints.
The May 23, 2026 submission requests that the Bank identify the date and specific portion of any prior response in which reconciliation of the sheriff’s sale credit bid and subsequent ledger entries appears, and requests production of any responsive records.
May 23, 2026 Follow-Up RESPA Request for Information
May 23, 2026 follow-up Request for Information submitted to Bank of Ann Arbor pursuant to RESPA and Regulation X regarding reconciliation of the August 3, 2017 sheriff’s sale credit bid and subsequent servicing ledger entries.
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April 20, 2026 Bank of Ann Arbor Response
Bank of Ann Arbor response stating that prior FDIC and servicing responses addressed the requested issues and that no additional response was required under Regulation X.
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May 5, 2026 Follow-Up Correspondence from Daniel Cherry
Follow-up correspondence from Bank of Ann Arbor SVP and Chief Compliance Officer Daniel Cherry reiterating the Bank’s position regarding prior responses and Regulation X obligations.
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May 3, 2026 Affidavit of Dr. Bradley Foerster
Affidavit summarizing the August 3, 2017 sheriff’s sale, subsequent servicing ledger entries, and unresolved reconciliation issues reflected in the available records.
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May 3, 2026 Affidavit of Dr. Myria Petrou
Affidavit summarizing the August 3, 2017 sheriff’s sale, subsequent servicing ledger entries, and unresolved reconciliation issues reflected in the available records.
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Brad Foerster, MD PhD
Brad Foerster is a FOIA advocate documenting requests, transparency disputes, and accountability investigations involving public agencies, universities, police oversight, and Russia-Gate related inquiries. His work compiles original documents, timelines, and analysis of public records and institutional responses. Brad is also a board-certified radiologist, author of Town & Gown, and has published over 40 peer-reviewed articles. Brad lives in Potomac, Maryland with his family and is active in the Montgomery County Medical Society and the Takoma Park U.S. & World History Book Club.